You want mortgage rates to fall – and they've started to. But is it going to last? And how low will they go?Experts say there’s room for rates to come down even more over the next year.
Dated: October 16 2025
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If you’ve been watching from the sidelines, now’s the time to lean in. It’s officially the best time to buy this year. According to Realtor.com, this October will have the most buyer-friendly conditions of any month in 2025:
So, if you’re ready and able to buy right now, shooting for this month means you should see:
More homes to choose from
Less competition from other buyers
More time to browse
Better home prices
Sellers who are more willing to negotiate
Just remember, every market is different. For most of the top 50 largest metros, that sweet spot falls in October. But the peak time to buy may be slightly earlier or later, depending on where you live. As Realtor.com explains:
And Realtor.com isn’t the only one saying you’ve got an opportunity if you move now. Lawrence Yun, Chief Economist at the National Association of Realtors (NAR), explains:
Daryl Fairweather, Chief Economist at Redfin, puts it like this:
And NerdWallet says:
To make sure you’re ready to jump in whenever your market’s best time to buy arrives, talk to a local agent now. They’ll be able to give you more information on your market's peak time, why it’s good for you, and the steps you’ll need to take to get ready.
If you're serious about buying, getting prepped for this October window is a smart play.
Want help lining up your strategy? Let's have a quick conversation so you've got the information you need to be ready for this prime buying time.
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You want mortgage rates to fall – and they've started to. But is it going to last? And how low will they go?Experts say there’s room for rates to come down even more over the next year.
Are you going to sell your house or buy a new home? You need me and my team to help you with that! We have tons of experience and know how to get the best possible outcome for you! 
If you’ve been watching from the sidelines, now’s the time to lean in. It’s officially the best time to buy this year. According to Realtor.com, this October will have the most